Everybody have the potential to be a millionaire

Everybody have the potential to be a millionaire

Do you know that research has shown that every adult, no matter the background or income level has the potential of becoming a Millionaire in the future when given the right information?

The reason why majority of the people ends up retiring poor despite leading a comfortable youthful age is not farfetched. It is due to what I called ‘SELF HATRED’.

WHAT IS SELF HATRED?

It’s Simple! Where does the money you earn go to? When you think critically, your answer may be narrowed down to something like

1. On family commitments
2. On clothing and comfort
3. On religious commitments
4. On social commitments
5. On bills
6. On charity
7. And a few others

we struggle to indulge in these activities; in fact we pray and wish to have more money to indulge in these good acts to our satisfaction. However, in all these noble activities we do, we totally ignore the most important commitment: ‘OURSELF’.
That is the reason why we find it easier to pay our electricity bills, help friends in dare need, fulfill pledges and promises made in church, help family members and others in need, etc than to pay 
ourselves.
In fact, savings to some of us is like capital punishment. Though many of us earn huge amount of money, we simply feel we do not have enough to save; we only have enough to spend on different commitments (which will never finish anyway).  Those of us that earn small amount of money also complain of insufficient cash to save, forgetting that no amount of money is sufficient for anyone who cannot save.

The simple truth is that if you cannot save money when you earn N20,000 monthly, you cannot save money when you earn N500,000 monthly either. Some of us, the last time we tried to save, we had to go back to deep our hands into our savings for the sake of meeting up with the usual commitments. You end up paying every other person but not yourself!
You help every other person but not yourself!
You value every other person but not yourself!
You love your neighbor but not yourself instead of loving your neighbor as yourself! Why are you doing this to yourself?

Please don’t misunderstand me; there is nothing wrong with helping others and meeting up with commitments. You can go ahead and do them …but please remember to do a little for yourself first.

If you earn N1000 monthly, go ahead and squander N900 anyhow you want but keep just N50 or N100 to yourself.  That 5% or 10% you save for yourself is the money that will make you wealthy in life when invested where it will yield good interest for you annually.

Thank you for your time I hope I found this report valuable, I’ll talk to you more on Investment in my next mail.

For any investment opportunity please

www.opportunities-littleinvestment.blogspot.com

www.onlinepennystock.webs.com

www.ecashpack.webs.com

www.easyforexinvestment.webs.com

www.moneyinthebankpack.webs.com

www.gsmmoney.webs.com

To your success

peter

To retire wealthy is still possible

To retire wealthy is still possible

Today I want to show you a few proven steps on how to retire wealthy.

First of all, I want you to understand that the law of ‘Opportunity Cost’ (foregone alternative) is highly essential for your wealth building to be assured. You don’t have to continue spending the same way you do and expect to grow financially or retire wealthy. Something must have to give way for another to come in.
 

To start practicing the opportunity cost pattern of wealth building, your first step should be to start writing down your daily expenses. At the end of the month, get your expenses register and check the amount of money you spent in one month. Break it down into different segments e.g. food, beverage, clothing, transportation, water, entertainment, donations, charity, etc. after that, start cutting down on some unnecessary frivolities. You will be amazed at the result you’ll get. 

For example, I had to review some my expenses like this:

 I take bike transportation (okada) to and fro from my house to the bus stop (at N50 per drop). That is about N700 weekly or N3, 800 monthly.

 I take soft drinks and snack (worth N300) at least four times a week. That is about N1, 200 weekly or N4, 800 monthly.

These are some expenses I can comfortably live without. To be able to save
 I have to walk down from my house to the bus stop (which is not far anyway) everyday. [Motor cycle transportation as I discovered has made so many poor and average Nigerians lazy and impatient these days]. With this, I saved extra 3,800 monthly.

 I stopped taking soft drinks and snacks as I do all the time and saved myself extra N4,800 monthly. On the whole, I am able to save N3,800 + N4,800 = N8,600 on monthly basis. That means in one year I will save N8,600 x 12 = 103,200. In ten years I must have saved 1,032,000 (one million thirty thousand Naira).

Now assuming I decide to invest my one year savings which is N103,200 where it can yield 84% interest annually,  what I will make is about N8,668,800 (i.e. Eight million, six hundred and sixty eight nthousand, two hundred eight hundred naira).

That means, if I am able to endures spending this N8,600 on frivolities monthly for just one year and invest the N103,200 where it will yield 84% annual interest, I will have made over hundred million Naira in twenty years.

It’s simply incredible.

Some factors that prevent people from saving:
 

Impatience: majority of us feels that saving small amount monthly is worthless compared to their high achievement expectations. Of course we all want to save something tangible; something that will amount to huge money when accumulated in one year.  But that is just where the problem lies. Due to this high expectation, we end up not saving at all. Just as the wise man in the Bible called Solomon said “a wounded dog is better than a dead lion”; I say to you today: “it is better to save something little than not save at all.”

Another challenge to saving is

Extremism: most people starve themselves and ignore some key responsibilities in order to save something tangible. At the end, they are tempted to deep their hands into their savings to satisfy some vital needs when pushed to the wall. When that happens, they get discouraged and the idea of saving money is discontinued.

The right way to save is to set aside any amount that will not be felt when removed from your income. Just like money for a cup of coffee or bottle of soft drink and snack. A person that earns N20,000 monthly and save N500 is better than the big guy that earns N1,000,000 monthly (lives in comfort) but saves nothing.

My encouragement to you today is that you can grow that small N10, 000 of yours (which may have taken you one full year to save) into over N18, 000,000 (eighteen million Naira) in 15 years when invested where it can yield 84% annual interest.  Remember, I will be showing an online investment that can make you 84% come this sat 26^th may 2012 please visit www.fullfreeseminar.blogspot.com to view the whole details.

To start immediately click on this link immediately to discover how to turn $10 (N15,00)into $60(N9,000) in 2week Guaranteed. www.opportunities-littleinvestment.blogspot.com

Also check out the online penny stock www.onlinepennystock.webs.com

To your success

Josephson peter okwudili

www.onlinepennystock.webs.com

www.opportunities-littleinvestment.blogspot.com

www.ecashpack.webs.com

www.easyforexinvestment.webs.com

www.moneyinthebankpack.webs.com

UNBREAKABLE LAWS OF MONEY 2

 The Law of Compound Interest:

Investing your money carefully and allowing it to grow at compound interest will eventually make you rich.

                      

Compound interest is considered one of the great miracles of all of human history and economics. Albert Einstein described it as the most powerful force in our society.When you let money accumulate at compound interest over a long enough period of time, it increases more than you can imagine.

You can use the Rule of 72 to determine how long it would take for your money to double at any rate of interest. You simply divide the interest rate into the number 72. For example, if you were receiving eight- percent interest on your investment, and you divided the number 72 by eight, you would get the number nine. This means that it would take you nine years to double your money at eight percent interest.

It has been estimated that one dollar invested at three percent interest at the time of Christ would be worth half the money in the world today. If the money had been allowed to grow and double, and then double again, and then again, and again and again, it would be worth many billions or trillions of

dollars today.

The key to compound interest is to put the money away and never touch it.

Once you begin accumulating money and it begins to grow, you must never, never touch it or spend it for any reason. If you do, you lose the power of compound interest, and though you spend only a small amount today, you will be giving up what could be an enormous amount later on.

If you start early enough, invest consistently enough, never draw on your funds and rely on the miracle of compound interest, it will make you rich. An average person earning an average income who invested $100 per month from age 21 to age 65, and who earned a compounded rate of 10% over that time, would retire with a net worth of $1,118,000!

Begin a regular, monthly investment account and commit yourself to investing a fixed amount for the next five, ten or even twenty years. Select a company with a family of mutual funds and investment instruments, and keep your money working, month after month and year after year.

The Law of Accelerating Acceleration:

The faster you move toward financial freedom, the faster it moves toward you.

The more money you accumulate and the more success you achieve,the more and faster money and success seems to move toward you, from a variety of different directions.

Everyone who is financially successful today has had the experience of working extremely hard, sometimes for years, before they got their first real opportunity. But after that, more and more opportunities flowed to them, from all directions.

The major problem most successful people have is sorting out the opportunities that seem to come at them from everywhere. It will be the same for you.

 Fully 80 percent of your success will come in the last 20 percent of the time

you invest.

This is a remarkable discovery. Just think! You will achieve only about 20 percent of the total success possible for you in the first 80 percent of the time and money that you invest in an enterprise, a career or a project. You will achieve the other 80 percent in the last 20 percent of the time and money that you invest.

Peter Lynch, the former manager of the Magellan Mutual Fund, one of the most successful mutual funds in history, said that the best investments he ever made were those that took a long time to come to fruition. He would often buy the stock of a company that did not increase in value for several years. Then it would take off and go up ten or twenty times in price. This strategy of picking stocks for the long term eventually made him one of the

most successful and highest paid money managers in America.

The Law of Expectations:

 Whatever you expect, with confidence, becomes your own self-fulfilling prophecy.

You are always acting as a fortune-teller in your own life by the way you think and talk about how things are going to turn out. When you confidently expect good things to happen, good things usually happen to you. If you expect something negative to happen, you are usually not disappointed.

Wealthy people expect to be rich. Successful people expect to be successful. Happy, popular people expect to be happy and popular. And your expectations are largely under your control.

Expect the best of yourself. Imagine that you have unlimited abilities and that you can accomplish anything that you put your mind to. Imagine that your future is only limited by your own imagination, and that whatever you have accomplished up to now, it is only a fraction of what you are truly capable of achieving.

 Imagine that your greatest moments lie ahead and that everything that has happened to you up to now has merely been a preparation for the great things that are yet to come.

 

Alright I will stop here. Next week I’ll continue with more of the laws. I believe you have grabbed something good from this report. Your comment is welcomed.culled from 21 absolutely law of money by brain tracy

Moreover”

I hope you are aware of the new report I just released on online pennystock.How $1.95 can generate $101,978.Don’t even go there, its real.

Plus How to get free money worth $500,000 to buy goods and services online

Visit www.onlinepennystock.webs.com for more details

Also remember Ecashpack, online biz/investment that pays. If you have not, check it here www.ecashpack.webs.com  and www.easyforexinvestment.webs.com

Finally my Easter gift just for you please get it here it all free for you

www.myfreegift.webs.com

To your success

Josephson peter

MY SPECIAL EASTER GIFT

For a while, I have been contemplating on what I can present to you as my Easter  gift; After all brainstorming, I concluded that giving you a fish will last for a while, but showing you how to fish will make you a living.

Yes, I have decided to show you just another way to generate income online free.

I have made up my mind to give you three incomparable gift,fully reloaded.By the time you see what I have package for you,you’ll pray God to spare my life to do more for you because I know you will love it.

To get the first gift please visit www.successguideng.webs.com/personaltransformation.pdf

To get the second gift click on www.successguideng.weds.com/eastergift.pdf or www.successguideng.webs.com/eastergift.doc

To get the 3rd gift visit www.myfreegift.webs.com

Thank you